IAP Kids Plus Accident Insurance

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Plan Options

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IAP Kids Plus™ Accident Insurance offers three plans:

Active Plan - $31.95 per year

Offers the most comprehensive coverage, and the best choice if you have;

  • active children who enjoy sports and outdoor activities
  • children who travel outside their own province or Canada
  • teenagers with part-time jobs

Value Plan - $13.50 per year

A low-cost supplement to existing health and dental insurance

  • most benefits are paid in addition to any other group or private insurance – you can recoup all your out-of-pocket expenses
  • future dental treatment until age 26 for all children

Adult Plan - $27.50 per year

For parents and other family members over 19 years of age

  • coverage for parents and adult children

How much does it cost?

All premiums are a one-time annual cost (ends September 30, 2010).  For the Active and Value Plans, we offer a discounted premium for families with 3 or more children.


Coverage 24 hours / 7 days a week
One-Time Annual Cost
Active Plan
Value Plan
Adult Plan
Child (each)
— under 20 years of age
$31.95 $13.50 n/a
Three or more Children
— under 20 years of age
$87.90 $37.25 n/a
Adult (each)
— 20-64 years of age
n/a n/a $27.50

Why buy IAP Kids Plus™ Accident Insurance?

  • IAP Kids Plus™ Accident Insurance provides important benefits not covered by government or private health plans.
  • Most benefits will be paid to you in addition to any other group or private health insurance you already have.
  • Dental accidents account for a substantial portion of claims paid annually. Our coverage is unmatched by any government plan and most group plans.
  • Sometimes dental work can’t be completed until a child's mouth has fully developed.  This plan provides future dental treatment until the age of 26!
  • IAP Kids Plus™ insures parents and other immediate family members as well.

For a customized quote or to apply online

Apply Online Now